Welcome to Intelligent Pensions.
Your financial wellbeing is our expertise.
Clarity. Confidence. Peace of mind.
We make your money work
We have provided exceptional financial advice to our valued clients in every corner of the UK for more than 25 years.
One thing that we value about our culture is how we build relationships, one conversation at a time. We will hold your hand, guide you and reassure you about your finances.
Our clients have spoken
View all client stories
Working with Robyn and Intelligent Pensions is absolutely a pleasure; it’s very easy and straightforward.
Nathan Hopper
The three words I'd use to describe Ben and Intelligent Pensions are friendly, communicative and accurate.
Trevor Anderson
I have now been retired for just over a year, and I have no financial worries whatsoever.
Neil Scott
I can go to bed at night and not worry about where my money is or what's going to happen to it.
Nigel & Jane
We gave Intelligent Pensions a tall order; the dream was always to retire at 55, and with their help, we've been able to do that.
Sharon & Martin
The three words I would use to describe Intelligent Pensions would be open, listening, and reliable.
Lindsey Corben
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Robert Hughes29 August 2026Trustindex verifies that the original source of the review is Google.
Happy to recommend Joe Sheridan intelligent pensionsPosted on Google
Trevor Anderson25 August 2026I have had my pension invested with Intelligent Pensions for many years and the service and advice I get is second to none. My F.A. is more of a friend than a business connection. Thoroughly recommendedPosted on Google
Stan Brewster20 August 2026Enjoyable experiencePosted on Google
Steven Robertson20 August 2026Great service accurate advice and Allison puts my mind at restPosted on Google
Andrea Wellock18 August 2026Following the financial review with Ian I wanted to recognise the positive work demonstrated throughout the process for our retirement planning . The review was handled professionally, with a clear understanding of the financial position and a strong focus on accuracy, transparency, and continuous improvement. Ian completed lots of different scenario to make sure we had enough money to retire , and the news was good ! Yes we can !Posted on Google
John Harrison18 August 2026The advice that I have received off Ian has been explained thoroughly which suited my needs.Posted on Google
Donna Bentham18 August 2026Ian explains things in a way that you can understand and never feel pressured into doing anything.Posted on Google
Ian Duff16 August 2026I have enjoyed good service and advice from IP and Stephen, our latest financial adviser.Posted on Google
Paul Mollison13 August 2026Alison is very competent and very friendly. She provides a human face to the Intelligent Pensions service. We have used them now for at least 20 years.Posted on Google
Neil Butcher10 August 2026As always Simon was cheerful, knowledgeable and informative. It is a pleasure dealing with him.Posted on Google
Dawn Reilly6 August 2026Ian is our financial advisor and has been for a few years. I find Ian to be really trustworthy professional, knowledgeable, and he takes the time to explain everything clearly. I appreciated Ian’s honesty advice and the confidence he has given me throughout the process. I would definitely recommend Intelligent Pensions to anyone who is looking for reliable financial guidance. Thank you.Posted on Google
richard emsley6 August 2026Always great advice from Ian and would highly recommend to anyone requiring financial advice.Posted on Google
Graham Mills31 July 2026All communications to and from Intelligent Pensions are thorough and informative and our advisor (Ben Sloggett) is warm, friendly and knowledgeable and always presents a very useful update and info on the state of my fund.Posted on Google
Stephen Horn29 July 2026Very detailed report with options clearly explain ed and laid out.Posted on Google
Chris Bennett22 July 2026I had an annual review the other with Joe Sheridan of Intelligent Pensions. First rate, a pleasant chap, doesn't get offended by my sense of humour, flexible enough to not bother wasting time on charts that are irrelevant but very quick and helpful with relevant ones. So I commend him and the company warmlyPosted on Google
gary hart20 July 2026Very happy with the way i was dealt from the word "GO" and very happy with the results after the first year last month, Thank You!!Posted on Google
Antoine KORBENDAU7 July 2026Alison was insightful during our yearly review and helped me plan my future in the best possible way by giving me options to reduce tax on my monthly income. Thank you!Posted on Google
Anita Blackburn5 July 2026Intelligent Pensions keep you frequently up-dated with any news and changes. Also, tell us all we need to know.Posted on Google
Lawrence Wray1 July 2026My Advisor/Consultant is probably the best person of his kind I have come across. Professional, prepared,honest and good humoured..he doesn't have to be a hard salesperson..his background and that of IP is highly reputable..and what's more their investment and management strategy has worked extremely well for me .I would highly recommend Simon and Intelligent PensionsPosted on Google
chris barker24 June 2026Excellent advicePosted on Google
paul fackerell23 June 2026I find Alison to be a very knowledgeable adviser who puts you at ease by explaining and answering any questions in a very comfortable and patient manner. My wife and I feel very comfortable and confident when discussing pensions and spending along with our needs for the future!Posted on Google
Tony Warren19 June 2026rren, PolgoothI have always found Intelligent Pensions to be helpful and trustworthy. The annual reviews which at present are with Robyn are invaluable.Posted on Google
Ian Arnold18 June 2026Rising 20years of dependable good advice with Intelligent Pensions. When you're securing a hard earned pension and optimising the benefits, they are an excellent company.Posted on Google
Paul Jordan11 June 2026I see my annual meeting with Ben Sloggett of Intelligent Pensions, as an opportunity to thank them for the work they undertake on my behalf. A friendly face and well considered discussions on my personal circumstances is very reassuring and to date has been very rewarding.Posted on Google
Simon Saul10 June 2026Hello I have found Alison Tyne Of Intellegent Pensions to be a very good FINANCIAL ADVISOR she certainly knows the market and taken care of my finances for the last 5 years I trust her judgement compleatleyPosted on Google
NICK PARTIS9 June 2026I've been with Intelligent Pensions for over 15 years and have always found their service and communication as first rate. Alison Tyne my advisor is very approachable and professional which really helps when making sound financial decisions.Posted on Google
simon pearson29 May 2026Very happy with both service and performance of my SIPP. Always find my review meetings with my retirement analyst Robyn Caffell both informative and reassuring.Posted on Google
Lenny & Paul19 May 2026Excellent service provided excelled expectationsPosted on Google
Stanley Hornagold18 May 2026Alison Tyne has made us relax about our retirement income and we have been able to plan for the future. She is interested in us and presents information in an easy-to-understand manner, including multiple scenarios. We really feel like we are working together.Posted on Google
Lee Hughes12 May 2026I was lucky enough to be put in contact with Simon at Intelligent Pensions by a family friend as I wanted advice as I approached my retirement. I am so glad I did as I feel confident my investment is in good hands. The whole experience has been excellent. The process was explained clearly with no pressure and Simon kept me informed every step of the way. I would highly recommend Intelligent Pensions to anyone who is looking for pension advice and investment opportunities.Posted on Google
Carole Desforges27 April 2026We had a very good productive meeting with Robyn today, thanks Robyn for looking after us and resolving all our concerns we hadPosted on Google
Andrew Edwards22 April 2026Quality Independent financial advice from a well trusted and long standing financial professional practice. The financial planning and cash flow analysis used in the advice process is invaluable in painting a clear picture and assisting clients to make informed decisions and plan retirement income effectively.Posted on Google
Angela Lowe20 April 2026My pension decisions may be the most important choices of my life. I feel that Intelligent Pensions Ltd provided an excellent service. Each step aimed to identify my personal requirements and explain the options clearly. Claire listened to my plans for the future and delivered a strategy which aligned with my own specific needs. I look forward to our ongoing planning reviews.Posted on Google
Lindsey Corben14 April 2026I have just had my annual review with Alison Tyne and as always she makes it very clear and easy to understand. She is totally in tune with what I need, I couldn't want for any more.Posted on Google
Nicola Randall7 April 2026Excellent service & personal attention from Alison Tyne, as always. An extremely high quality service.Posted on Google
robert mallett8 March 2026Had a zoom meeting with Robyn yesterday for an hour. I always am a little concerned, but Robyn always puts me at ease we go through the different scenarios she explains everything and makes sure I understand it and puts over in layman’s termsPosted on Google
Andy Searle5 March 2026Excellent service and performance from Itelligent Pensions as usual. Our advisor Robyn Caffell is fantastic very professional and knowledgeable. I would thoroughly recommend Robyn to others needing financial advice.Posted on Google
Andy4 March 2026The yearly Intelligent Pension review with Alison proves very helpful to see how my pension is performing and any adjustments I need to make. When combined with the performance summary document I receive it makes it fairly straight forward to understand and to confirm that my pension will meet my needs going forward.Posted on Google
Abi S26 February 2026It was remarkably easy to arrange an appt. Simon is very flexible and in the end he came to my house which was super convenient as I had all paperwork to hand and a secure internet connection. I’d provided him with some info before and he came very prepared which made the best use of our hour. He has a wide understanding of the systems and was able to explain it to me in ways I actually understood. I particularly appreciated the spreadsheets he produced before and after our meeting. A really useful tool for decision making. I feel he listened well to my ideas for the future and tailored the advice accordingly. I can highly recommend him.Posted on Google
Terence Parrish18 February 2026Very friendly and professional contactPosted on Google
Pat Gordon15 February 2026Simon was really helpful when he came to visit . Explained everything really well . As Jim’s health has changed this year Simon explained what to do and told us how best to make things easy to understand.Posted on Google
Hook Martin11 February 2026I have received nothing but 1st class service from this professional company . My allocated financial planner Tom always responds to any requests quickly and efficiently in a personable manner. Would highly recommend.Posted on Google
Julie Coleman11 February 2026Five stars for Simon Wateridge Always professional and extremely helpful for us ..knowledgeable and explains things clearly ..would definitely recommendPosted on Google
Grant James11 February 2026Simon continues to offer sound advice, selecting profitable funds as I move towards a well earned retirementPosted on Google
Julie Spencer10 February 2026During my recent annual review, Simon guided me through my portfolio performance and projections . He used layman terms when I asked so I could fully understand. Simon is friendly yet professional and I have the utmost trust in him . Definitely recommend .Posted on Google
Nigel Bolt9 February 2026Robyn is a very experienced advisor who explains complicated jargon into easy small examples for us the understand.Posted on Google
Carolyn Tervet3 February 2026Great service and the advisor explains everything very clearlyPosted on Google
Stephen Wall28 January 2026I have been with Intelligent Pensions for some years now and am very pleased with how my funds have performed I am looked after by Alison Tyne who apart from being a lovely lady is always a pleasure to hear from and very efficient at her job I would highly recommend this company and Alison Tyne’s involvementPosted on Google
Rodger Robertson28 January 2026I P have a first class advisor in Joe Sheridan. He takes all the time you need in explaining things and answering questions, as well as organising things that need to be done. 5 stars well deserved.Posted on Google
Chris Hawkins23 January 2026This is a well run organisation, I have total confidence in my advisor and have found her most helpful in dealing with the many decisions one has to make these days. Her annual reviews are most enlightening and comprehensive.Posted on Google
Ed Sands22 January 2026Excellent advice, which we have followed from the beginning.Posted on Google
Douglas K5 January 2026My wife and I recently concluded our annual review with Stephen Ooi, Financial Planner at Intelligent Pensions. The review was thorough and included some specific modelling I had requested ahead of the meeting. As we are now approaching retirement, our financial planning is of the greatest importance to us, and we don’t want to trip up at this stage in the game. We would consider ourselves to be informed buyers, often asking detailed and technical questions regarding our portfolio and long-term strategy. Stephen addressed every enquiry with a high degree of competence and analytical depth. It is rare to find an advisor who can deliver the right level of detail while providing clear, professional insights and guidance. Most importantly, Stephen and the IP team have given us the confidence that we are on track to meet our retirement goals. We feel assured knowing that our investments are being handled capably and competently by the team at Intelligent Pensions, and we couldn’t ask for a more professional partner to guide us into this next chapter.Posted on Google
Chris Smirthwaite2 December 2025Extremely responsive and helpful, great investment strategies and brilliant returns.Posted on Google
Carole Cottam25 November 2025Professional company that shows great attention to detail and inspires confidence.Posted on Google
Janet Connor13 November 2025I have been very happy with Intelligent Pensions. Our current manager Simon Wateridge has always given clear and valuable advice.Posted on Google
Steve Grant30 October 2025Excellent service my advisr Claire is fantastic she has been exceptional setting up and explaining things to me everthing is set out in a way that is so easy to understand. Cannot recommend Intelligent Pensions highly enough.Posted on Google
Barbara Wilson29 October 2025Professional advice giving me confidence to plan retirement.Posted on Google
Fiona Milne28 October 2025My financial advisor, Stephen Ooi, has helped me understand my pension options. He has given me good advice on the tax implications of making withdrawals and has been flexible with face-to-face meetings.Posted on Google
Ayd Crockford24 October 2025Simon is an affable guy who makes my finances clear and concise and can explain the nuances of investments. Of course there are safety net structures he must follow which he does patiently and painlessly. The fact IP has performed above par helps but the future is always considered when options are explained. Very happy to recommend Simon and IP.Posted on Google
Anne Bull17 October 2025As usual Simon is always very helpful with his advice and always explains things thoroughly.Posted on Google
Jason Stanton14 October 2025Just had my annual review with Joe Sheridan. Great to catch up, which proved very informative and most importantly good results !! Would highly recommend Intelligent PensionsPosted on Google
Ian Marks13 October 2025Good professional meeting, arranged additional meeting with more information. Second meeting, very good communication and a considerable tax saving from my Client Manager, ✔️👍🏼Posted on Google
Tony Owen9 October 2025Very professional, efficient and helpful. I have been a client since 2006 and am very satisfied with the way my pension monies have been managed and the way Intelligent Pensions communicates with me.Posted on Google
David Ball8 October 2025My yearly review with Ben Sloggett was very useful. We covered the points I needed explained in short order and his advice was clear and concise. My fund is performing well thanks to the JH management team and no adjustments to their investment strategy for me is needed.Posted on Google
Michael Perry24 September 2025Following our first ever Zoom meeting with Robyn Caffell, due to the Corona–19 virus. We would like to record our thanks to Robyn for such an enjoyable and interesting meeting. Everything was so well organised and relaxing with general conversation being held as well as the business side, for which the meeting was arranged. They only downside was we could not enjoy a cup of tea or coffee and a biscuit together.Posted on Google
hendrick ryan2 September 2025Alison has always kept in touch and well informed.I really appreciate her knowledge and experience.Posted on Google
Bea Holland28 August 2025I would not hesitate to recommend Alison Tyne of Intelligent Pensions Limited. First class service and advice.Posted on Google
Martin C27 August 2025A very helpful conversation with Simon that gave me confidence about my plans - wasn't rushed and no 'hard sell'. Would recommend.Posted on Google
sharron fowler22 August 2025Joe is always supportive and engaged during our Annual Review and doesn't give me the 'look' when I ask the inevitable daft question. I find his advice invaluable.Posted on Google
Paul Puzey21 August 2025I am very happy with the service provided by Intelligent Pensions and our advisor Simon Wateridge. I trust their judgment and they have been friendly, helpful and effective in their management of my pension.Posted on Google
Stephen Bush21 August 2025Just the best! Great review from Simon after an impeccable service over the years. Would thoroughly recommend Simon and IP to manage any pension matterPosted on Google
Lynn Clarke29 July 2025The advise and assistance from Claire at Intelligent Pensions is outstanding. She explained everything down to the smallest detail - ensuring I understood everything at each stage. I wouldn't hesitate recommending Claire and her team to friends and family.Posted on Google
Ralph Kent28 June 2025Really helpful review with some great advice. Thanks Joe.Posted on Google
Gail Ramsay16 June 2025Excellent advice and guidance which meant that I was able to hit my goal of retiring at 63.Posted on Google
Roger Smith10 June 2025Intelligent Pensions have proved over the last 8 years that they can be trusted with the serious responsibility of managing my pension fund. Their annual review meeting has been invaluable for both me and my wife in understanding our financial situation, both current and future. Together with our financial advisor, Kevin Rhoades of Penmor, we feel very safe and well informed.Posted on Google
Martin O'Collins27 May 2025I have been a client of Intelligent Pensions for over twenty years and have always been impressed by the quality of the service.Posted on Google
Bosun Tony6 May 2025I had a couple of pension plans and was advised by my FA to combine them and he suggested Intelligent pensions. I did some research and had a meeting with Alex from IP. Everything was explained very clearly so I decided to combine my pensions and set up a monthly sum. It was the best thing I could have done. Consistently good returns on investment year after year. Even during COVID, when I expected to be told there was a drop in my pension fund. This was not the case, even managing a profit during that time. I have now retired and thanks to Intelligent pensions I have a comfortable lifestyle, managing to travel to sunnier places during the winter and have a healthy monthly income. If you are looking for a company to look after your pension, I would not hesitate to recommend Intelligent Pensions LtdPosted on Google
Janette Mccracken1 May 2025Both the here and now as well as my future is obviously extremely important to me and my pension review today assured me that my advisor Joe and Intelligent Pensions also think this. I am very confident in his advice and how the Intelligent Pensions team are investing my money.Posted on Google
Alan Fulford25 April 2025Simon Wateridge was very informative and I learned a lot from the meeting, I have got to do some work for Simon, and he will be receiving this information soon, Alan FulfordPosted on Google
Willie Macpherson23 April 2025Trustindex verifies that the original source of the review is Google.
Annual review carried out very professionally and was very infirmativePosted on Google
Ewen Mann11 April 2025Intelligent Pensions, and more specifically for Stephen Ooi, provided an excellent service during our recent meeting. He answered clearly the questions which I asked. He was very personable and took the time to explain my pension pot and what might affect it looking forward.Posted on Google
Byron Fulcher8 April 2025A very informative and useful annual review. Joe is very helpful and I trust these highly professional people.Posted on Google
Steve Davies21 March 2025I have only been working with Simon for a couple of years. I am already appreciating Simon's advice and helpful explanations for my pension planning. He's interested in me as well as my investments which seems to be a perfect combination.Posted on Google
Cath Cresswell20 March 2025IP Ltd has been investing my pension for many years and always explain clearly how the investments are doing which results in (where the market allows) a good growth each year. The company's. Investment manager hold a wide range of investments and i am happy to let them manage these to my risk level. IP offers a friendly service with a consistent fund manager year on year who gets to know your personal situation and advise accordingly.Posted on Google
John Norsworthy12 March 2025Today we had our (my wife's pension) annual review with Robyn Caffell. As with every meeting we have ever had with Robyn she was extremely professional, informative and patient. Robyn has a lovely way of talking through the various slides that enables us to have a complete understanding of the investment. Robyn is a brilliant ambassador for your business and we are grateful for her wise counsel. Many thanks John and Ros NorsworthyPosted on Google
Paul Dixon6 March 2025My personal advisor Alison Tyne is always professional, knowledgeable and helpful. The added bonus is her great personality. 5 stars are well deserved.Posted on Google
Debra Whitehill26 February 2025I have been with Intelligent Pensions for many years and have found them to be work hard on my behalf, and give honest and good advice.Posted on Google
Andy Ashfield18 February 2025Very good, knowledgeable prompt service from Alison Tyne my financial plannerPosted on Google
Simon Purcell10 February 2025The service given is tailored towards our specific requirements. An ability to see through ‘the fog’ to identify the issues, provide the options along with the advantages and drawbacks gives us the confidence that provides a peace of mind in these volatile times.Posted on Google
David Hall7 February 2025I have trusted my pension fund to Intelligent Pensions for 25 years, and have always been impressed with their knowledge, honesty and thoroughness.Posted on Google
kenny duncan4 February 2025I have been with Intelligent pensions for a few years now and my pension has performed well. I had my annual review for the second time with Stephen Ooi last month. Very happy with the service you guys are providing me with. Stephen has been so good to me, always patient and willing to help me work my thoughts out and show me different options for my pension pot and future plans as retirement gets nearer. Thank you all for your hard work 👌Posted on Google
Brian McPherson3 February 2025During our recent annual review, Stephen guided us through our portfolio performance and projections. Stephen is friendly, yet professional and we definitely recommend him and IP services.Posted on Google
John Reynolds21 January 2025Excellent service with very capable and knowledgeable staff always willing to help.Posted on Google
Barry Bailey19 January 2025Had my annual review with Robyn Caffell by Zoom last week. As usual Robyn was efficient, courteous, knowledgeable and allowed me to explain our goals and needs for the coming year, allowing me as much time as was needed.Posted on Google
Reecius7 January 2025We recently sought IP’s advice for early retirement. Our planner Alison Tyne has been superb at advising, planning and implementing our pension and financial plans. Genuine, knowledgeable advice and a real pleasure to deal with.Posted on Google
Graham Bishop13 December 2024Good and invaluable advice as always.Posted on Google
Phil Thomson10 December 2024The support and advice I have received Joe my Financial Planner over recent years has been excellent. Always keen to explain and cover my pension plans and situation in a clear and simple manner. Very good service.Posted on Google
Chris Galea9 December 2024It was my Dad that recommended IP to me many years ago. And I can see why. Not only do the funds perform consistently well over time (above market norms) but the client service and support is utterly outstanding. They truly work hard to really understand their clients above and beyond the regulatory norms and it is very clear form the review conversations that they absolutely 'get it' and work hard to shape their plans wholly in line with your needs. Could not recommend them highly enough - outstanding in all areas!Posted on Google
Werner Reid5 December 2024Hi the advice we had from our IP man Joe Sheridan was very clear in explaining about our up to date annual review and up coming future of the maturity plan. We find him very knowledgeable on this products thanksPosted on Google
Linda Mackenzie3 December 2024Today’s experience was slightly different as I could not get Zoom up. For myself speaking with Robyn was so much easier without zoom as I could concentrate better without it and would prefer that method in the future. Throughout our session felt that Robyn understood where I was coming from, supported me well in my changes over the year, discussed my concerns and could give me up to date information to work with, to enable me to move forward with confidence and understanding. I felt fully in control of my decisions and fully supported by Robyn’s professional expertise.Posted on Google
Keith Cheesewright29 November 2024Robyn's meeting with myself was on time and i found this charming lady someone who gave me all the help & advise needed giving me hope that pension & collateral concerns can be hopefully resolved to my best advantage.Posted on Google
Vaughan Dolan29 November 2024Intelligent Pensions provide a great personalised service. their advisors are friendly, take time to through every detail and never rush you. I would strongly recommend them.Posted on Google
Jacqueline Johnstone28 November 2024Alison, always professional and is at the end of the telephone whenever i need assistance with any fianancial affairs.Posted on Google
Trevor Tinkler23 November 2024Robyn Caffell, professional, reliable and an excellent financial advisor. Strongly recommend Intelligent Pensions for retirement advice.Posted on Google
Simon Garnham21 November 2024Efficient,effective,trustworthy.Strongly recommended.Posted on Google
William Sorbie18 November 2024I used Intelligent Pensions recently for advice and transfer of pension funds. They gave me great advice, were informative and listened to me. Claire Wright and her team were friendly professional and would recommend without hesitation.Posted on Google
Pat Newman1 November 2024Thank you to Ben Sloggett my financial planner. Every thing explained at my level! I am so pleased with the progress of my pension investment which is due to your guidance, Your understanding of me together with the skill of the investment team at Intelligent Pensions. Thank youPosted on Google
Susan Collins25 October 2024Intelligent Pensions have done an excellent job investing our pension pot. Our advisor. Alison, is efficient, approachable and knowledgeable.Posted on Google
David Andrew Bresnan15 October 2024I have been dealing with Intelligent Pensions for many years now. I find them excellent. My advisor Robyn Caffell is so responsive and is always a pleasure to deal with. She is so helpful and always gives me sound advice with my investments.Posted on Google
Martin Worth14 October 2024Excellent service and great online access to my portfolioPosted on Google
steve perry4 October 2024As a complete novice when it comes to finance and pensions, i am glad that Robyn walks me through all i need to know. She is patient, engaging and listens incredibly well. I cannot think of any higher praise than she makes it simple for me to understand.Posted on Google
Nick Herd29 August 2024Joe Sheridan recently spent extended time explaining and charting different scenarios when certain financial decisions are taken. This proved to be interesting and thought provoking and will no doubt be crucial to quality of life long term. Helpful and easy to understand with the charting software they use too – thank you!Posted on Google
Faith Howden19 November 2023Good clear, precise information and reports. Great communication and friendly professional service.Posted on Google
Louise D3 November 2023Intelligent Pensions are a fantastic financial advice firm to deal with. They take the time to really understand your financial situation and goals. The cash flow charts that they use, really help to explain how much money I will have in retirement and when it might run out, which thankfully is after I turn 100. I like Robyn's approach as she is very engaged in what is going on in my life, remembers things and really offers help and guidance. She is very calm and I feel very comfortable and confident working with her. I would highly recommend her and Intelligent pensions to anyone that needs to get their finances in order.Posted on Google
Julie Dunn3 November 2023Good having a Zoom meeting. Alison very easy to talk to and gives great advice.Posted on Google
Liz Stanford2 November 2023We have been with Intelligent Pensions for many years now and we have always received excellent advice and care from Tim and now Alison. Everything has been explained to us in language that we can understand and any questions have been clearly explained. We have never been pressurised and after our annual meetings we have received full details in writing of everything discussed. We would not hesitate to recommend this Company to anyone needing advice with any aspect of finances as our advisors have proved to be friendly and knowledgeable with every service offered. Thank you Alison for your help and advice again this year!Posted on Google
john steel2 November 2023Very happy with services even in these difficult financial times Allison is great very knowledgeable and has helped in protecting my pot, even though its value has fallen it remains within my risk acceptance levelPosted on Google
Andrew Counsell2 November 2023A very positive and comprehensive review. Always kept clear and concise. Very good manner and approachPosted on Google
Christine James (Chrissie)2 November 2023Professional company. Very helpful and quick to respond.Posted on Google
Lisa Christmas2 November 2023My pension pot has been actively managed by Intelligent Pensions for many years now and continues to make better gains than the average. The annual reviews mean I have a clear picture of how much cash I'll have depending on when I retire giving me the opportunity to plan properly now. Unless you're a stockmarket whizz, I'd recommend Intelligent Pensions to manage your pension fund for the future.Posted on Google
Phil Delaney2 November 2023Personable, professional and thorough services.Posted on Google
Paul Lacy2 November 2023I was recommended to Intelligent Pensions by my financial advisor, and I haven't looked back. Their advisors are well informed and regular meetings have meant I am kept informed. My pension is not doing badly either.Posted on Google
roy charnock18 October 2023Have been a client for many years and never had any issues. Friendly and informative.Posted on Google
Andrew Naylor16 October 2023I have entrusted my pension plans to Intelligent Pensions for many years. Our friendly annual reviews, including their computer modelling, enables me to see clearly where I am now financially and where I am heading. The ability to immediately see the effects on my plan of any recommendations or possible variations to income or expenditure is invaluable to my financial understanding of the year ahead. As a consequence I really do have no worries regarding my financial situation and look forward to a continuing association with Intelligent Pensions.Posted on Google
James Briggs15 October 2023Intelligent Pensions have taken the mystique out of pensions for me and helped further my knowledge and understanding of financial matters.Posted on Google
peter castell11 October 2023Another excellent review meeting with Robyn recently. Everything was explained very clearly and professionally, enabling productive dialogue and ensuring good decisions are made to everyone’s benefit.Posted on Google
heckmacbuff Maclean11 October 2023Very thorough, and personable service from the company. I have had two advisors, both of whom have been realistic and knowledgeable about what to do with my pension.Posted on Google
Nick Hatcher8 October 2023I have been with Intelligent Pensions for twenty five years and in that time I have had two advisors. I have always found Robyn Caffell accurate and helpful in financial advice at our annual meetings.Posted on Google
Bern From Wales7 October 2023Stephen Bush and John Pickering (FosterDenevo) have been my pension advisers for many years. They are polite and very helpful in explaining things and giving me good advice. I totally trust them and look forward to many more years of great service from them both.Posted on Google
Ajoy Deshmukh26 April 2023My wife and I had our first pension review meeting with Simon and he was so helpful. He is very knowledgeable on the areas we discussed and his manner ensured my wife and I felt at ease with him. He provided projections which were relevant to our situation and where we want to be in years to come. My wife and I felt very reassured regarding our pension situation after the meeting. We would definitely recommend Simon to our family and friends.Posted on Google
Doug Pick16 March 2023I have dealt with Intelligent Pensions for a number of years, my main contact being at the time of the annual review. My most recent review has been with Tristan Edwards and I am indebted to him for the clarity of his presentation of important information and data which has enabled me to make important decisions about my pension commencement and the best format to meet my circumstances.Posted on Google
Albert Cropp21 June 2022I have recently had my annual review with Steve Bush, I am glad to say this went very well. Steve made the information easy to understand and follow. Clearly pointing out how my investments are performing. Explaining my options in the future. Steve made the review enjoyable, excellent.Posted on Google
Terry Osborne14 March 2022Always a clear information of plan value and future investments and risk assessment. Answered my questions with knowledge and always helpful. Feel safe that my investment is their hands. Good work.Posted on Google
Peter Mitchell21 October 2021I have been with IP for a number of years and they have always provided a first class service. My advisor, Steve Bush, has been very helpful in explaining all the options available in managing my pension arrangements. I have no hesitation in highly recommending Intelligent Pensions.Posted on Google
Bill Grieve24 June 2021Very convenient and as usual very well presented and explained by Alex McConaghyPosted on Google
Jane Baxendale18 May 2021We have a good experience of Intelligent Pensions and our Rep. Robyn CafellPosted on Google
Mike Heywood19 April 2021Thank you Karen and Intelligent Pensions. Your advice has been extremely valuable in the complex area of retirement planning and I would have no hesitation recommending your services to others.Posted on Google
John Strange24 March 2021The heart of this organisation is based on professionalism. Their communications, advice and the people I come in contact with are unquestionably professional.Posted on Google
Keith Warner10 March 2021I have been a client of IP for 11 years, and during that time have found them to be excellent in every way. My Advisor, Steve Bush, has always been first class, and the support service likewise. I bless the day I entered into this relationship, which has given me a superb return on my Pension Funds. Thank you so much Keith WarnerPosted on Google
Peter Bland9 March 2021We have been with them for a number of years and have always had good sound advice and management of our pension fund. I would happily recommend them.Posted on Google
Richard Sherwin5 March 2021Always very happy with this personal, efficient service which is well tailored to my individual needs.Posted on Google
Bob Smith4 March 2021I've been with Intelligent pensions for a number of years now, and all aspects of the service I receive is first class.Posted on Google
PHILIP HOLDEN3 March 2021Had my annual pension review today via zoom with Ben Slogett. Found the whole experience informative yet very relaxed. Very happy with the advice givenPosted on Google
Alan Smith1 March 2021I have found Intelligent Pensions provides a good service. Very pleased.Posted on Google
Phillip Blake8 February 2021Delighted with the advice, service, help and support from Ben SloggettPosted on Google
Richmond K4 February 2021Very helpful, positive and not let me down. Good organisation.Posted on Google
Rob B3 February 2021I have had my pension with Intelligent Pensions now for over six years and find the company and people extremely professional and knowledgeable. The management of my pension has been a different experience to the previous 30 years not only in terms of performance but also in their attention to detail and how agile they are to react to change. That could be changes I/you make as a customer or changes in the markets and or legislation. I would not hesitate to recommend them.Posted on Google
Alan Thatcher28 January 2021My review was very informative, relaxed discussion, easy to understand. The outcome was very positive.Posted on Google
Peter Brooks8 January 2021Just had my annual review with Tim Semmence today via Zoom. The structure of the meeting was highly professional and always informative. The blend of funds in my portfolio has offered a high return YOY even in these difficult markets. Highly recommended to anyone looking to be a bit more expansive in their thinking regarding their pension.Posted on Google
Louis O'Toole30 October 2020It was the first time that I have been involved on a ZOOM Presentation but I found it to have been excellently done Joe Sheridan had presented the Review very Straight forwardly in a manner that I was able to be involved with, It actually was better than the usual Presentation in my house with a LaptopPosted on Google
John Trethewey29 October 2020Robyn and I had a most comprehensive and fruitful meeting via Zoom yesterday. The session looked in detail at the past performance of my various investments funds, my fund starting point and withdrawals since commencement. We then went onto present income breakdown and future projections, discussing the volatility of markets etc in the light of Covid 19 over the last 6 months. Having talked about my longterm aspirations for my SIPP we then made some decisions on how best to proceed into 2020/21 and beyond. I was very pleased with our decisions and found Robyn most helpful and enlightening. I would certainly recommend Intelligent Pensions as a reliable and confident advisor in pension planning.Posted on Google
Peter Castell8 October 2020Excellent thorough, personalised review meeting. Clear and concise.Posted on Google
Geoffrey Davies23 July 2020My third annual pension review with Robyn C yesterday prompted me to give my extremely positive feedback here. A very professional and comprehensive annual review, and excellent, easy access to the online portal to review in great detail personally, at any time I wish to. Thank you very much.
We have Top Rated advisers
We’re proud to say we are included in the VouchedFor Top Rated Guide for 2026, distributed by the Times. VouchedFor is the UK’s leading customer review site for financial advisers and planners.
The purpose of this guide is to help identify the best advisers throughout the UK based on client feedback.
To learn more, please visit our blog post all about our inclusion by here.
What being Top Rated means to us
Being VouchedFor Top Rated is a tremendous source of pride for all of us at Intelligent Pensions. Hear from Andrew Pennie, our managing director, about what our inclusion in the Top Rated Guide means to us.
Shortlisted thanks to the trust our clients place in us
We’re delighted to have been shortlisted in three categories at the 2026 VouchedFor Client Experience Awards; Client Trust, Client Impact and Client Champion.
We’re incredibly grateful to everyone who has taken the time to leave a review and share their experience.
Being shortlisted reflects our commitment to giving you clear, personal financial planning and the confidence to make informed decisions about your future.
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of our clients believe we consistently deliver good ongoing service and support.
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agree that we’ve clearly explained how their pensions and investments work.
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say they are confident their adviser understands what’s important to them.
People often ask us
Am I saving enough?
Can I afford to retire?
How do I avoid running out of money?
Should I combine all my plans?
Will inflation affect my savings?
How do I pass my wealth to my family?
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