Testimonials
I was introduced to Intelligent Pensions when I was within 3 years of retirement. They explained all of my retirement options and using their computer analysis, I was able to view my options and understand what my financial position could be when I retired. The service Intelligent Pensions provided was extremely useful and really helped me to prepare for my retirement, gave me the peace of mind that I would be able to do the things that I wanted to do in retirement and that my financial affairs were in the safe hands of a specialist company. I am now retired and thoroughly enjoying my retirement with the continuing support of Intelligent Pensions.
Steve Plunkett, Retired Chairman of Prebon Marshall Yamane (Global specialists in wholesale financial markets)
I have referred many valued clients to Intelligent Pensions over the last 9 years and have always found their unique retirement planning service professional and thorough. Their detailed analysis has undoubtedly helped to give my clients both confidence and also clear understanding of their potential retirement benefits. Furthermore, I have always received an exemplary level of service from everyone at Intelligent Pensions.
Brian Bartlett, Foster Denovo Ltd, Addlestone, Surrey
I feel it is absolutely critical that on the occasions I seek to outsource specialist advice for my clients I am entirely comfortable with the organisation who will be advising them. As part of my initial research I spoke with a number of financial advisers who were personally known to me and who were recommending their clients to Intelligent Pensions. For the more complex areas of pension planning I have been passing clients to Intelligent Pensions for a few years now. In that time Intelligent Pensions has consistently delivered in terms of their comprehensive technical reporting, investment recommendations, reliability and client satisfaction. Also for my peace of mind I am happy in the knowledge that Intelligent Pensions are constantly in tune with the ever changing pension scene.
Clive Smith DipPFS AIFP, Clive Smith Financial Planning, Reading
I have been utilising the services of Intelligent Pensions for over three years now and I find they operate a complete, comprehensive, cost effective and compliant service which is always fronted with a friendly smile. So much so that I have placed my personal pension business with them. Well worth trying out their pension proposition.
Keith Ceillam Cert PFS, , Arden Financial Consultants LLP, Birmingham
I have recently started using Intelligent Pensions for pension switching cases and I have been pleased with the service. A bonus for my business is that Intelligent Pensions undertake the pension analysis and compliance responsibility. My clients feel special as a result of the bespoke service Intelligent Pensions provide.
Kevin Rhoades, Penmor Financial Planning Ltd, Surbiton, Surrey
I have been dealing with Intelligent Pensions for several years and am more than happy to continue using the professional services they provide. Our clients really appreciate their Annual Reviews where they are able to discuss the current values of their holdings and their income needs.
Seamus Logue, Graeme Morrow Limited, Londonderry
I have recently started using Intelligent Pensions for some retirement cases. The clients were happy to be introduced to specialist advisers and were impressed with the professionalism of Intelligent Pensions. The interactive cash flow analysis was of real benefit and helped clients make informed decisions concerning their retirement. Being able to offer an expert service to clients whilst offloading the compliance responsibility, maintaining control of the client and with flexible remuneration terms is highly attractive.
Mike Herdman, MJH The Independent Financial Adviser Ltd, Crawley, West Sussex
As a general IFA, I've worked with Intelligent Pensions for the last few years, referring my drawdown clients to them. Clients appreciate being introduced to a specialist in this complex field. IP's cashflow analysis is a powerful tool that puts clients' retirement plans into a realistic perspective, and their ongoing monitoring coupled with annual reviews give peace of mind to adviser and client alike.
James Little BSc(Hons) Cert PFS, Alchemy Financial Limited, Blandford Forum, Dorset
We have been using Intelligent Pensions for almost 10 years for all SIPP work involving drawdown and phased annuity purchase. This gives us enormous peace of mind because we can undertake this type of business without any ongoing liability. Our Clients benefit from IPs disciplined approach to asset allocation and annuity purchase as well as expert advice on ever changing legislation. The annual reviews cement the relationship and ensure that the SIPPS flexibility is used for the benefit of the client.
Ben Appleby, Michael Butterfield Financial Planning Services LLP, Bristol
I have worked with Intelligent Pensions for many years and have always found their professionalism, both at consultant and head office level, impressive.
Fergus Mackenzie FCII, Scott & Casey, Harlow, Essex
I have been advised by Intelligent Pensions for a number of years,and found their analysis and subsequent recommendations invaluable.Their office team are superb,and all aspects of administration are managed with maximum speed and efficiency.Their overall standard of service is excellent.
Steve Windle, Orston, Nottinghamshire
I am very satisfied with the service and advice I have received from Intelligent pensions and my analyst, David Sharp. I found their product flexible enough to match my needs and I am impressed by the way they have managed my pension fund.
John Seatree, Lytham Lancs
I have had some very informative and helpful meetings with Tim Semmence over the past 3 years. " Pensions Made Easy" is my motto.
Always an answer to my questions, his computer charts very helpful and a friendly meeting whenever we get together. Paperwork on time and understandable and all in all a good experience.
Liz Willson, Ealing, London
I have used Intelligent Pensions for several years and have always found them to be thoroughly professional in their dealings with my firm and my clients.
Gordon Main, Gordon Main Financial Services, Nairn
I was referred to Intelligent Pensions several years ago by my Financial Adviser and I am delighted with the outcome. Intelligent Pensions are clearly experts in their field and they have managed my pension fund extremely well throughout the last few turbulent years, which gives me peace of mind going forward. Their computer modelling system brings great clarity to my retirement income and helps me and my Financial Adviser make informed decisions concerning my other income streams and investments.
Barry Mason, Little Bookham, Surrey
Just a few words to say thank you for helping me through financial elements of the first year of my retirement. I must say that the whole IP experience has been a model of excellence in customer care. Every step along the route from first contact with Tim Semmence through to communication from your offices has been clear and thorough. In particular I would highlight Tim’s’ patience and clarity when explaining the options and possibilities that you offer. I would certainly recommend IP to anyone looking for trouble free help with managing their pension.
Mark Hunt, Bishops Stortford, Herts
As a company we have used the services of Intelligent Pensions for several years now and we have found that they enhance the service we provide to our clients. They are very professional in front of our clients and provide a first class service to both our clients and our company. They are always willing to help us with any technical queries and respond quickly by phone and email.
Steve Race, Findlay & Company Financial Services Ltd, Dundee
I have used I P now for a number of years to guide me towards the optimum development of,and ultimate use of my personal pension. The advice has proved to be good, and what I particularly value is the straight forward manner in which it is presented.
David Wade, Petersfield, Hampshire
A professional, friendly and personal service, from the same advisor for the last five years. Regular contact includes the much valued face-to-face annual review at home. The customer-friendly PC modelling tool supports informed decisions of alternative options, and is supplemented by clear follow-up reporting, streamlined administrative procedures, and an easy to use on-line interface allowing me to view my portfolios at any time. Intelligent Pensions puts me in informed control.
Alan Smart, Ruislip, Middlesex
I have placed several clients with Intelligent Pensions over the years and they have undertaken an excellent job of managing my clients pension assets. They are undoubtedly experts in their field and I am delighted to be able to introduce my clients to them. The key benefits being that I maintain control of the client relationship, whilst enjoying peace of mind that my clients benefit from specialist advice.
Dominic De Vivo, Oakhill IFS Ltd, Woking, Surrey
I have referred clients to Intelligent Pensions for a number of years and both my clients and I have always been impressed by their approach to each individual client with a consistently high level of service. The face to face approach provided compliments the service and personal touch that my clients have been accustomed to, and helps embed confidence in the advice provided, from the initial meeting and into the annual reviews.
John H Davies, Hoare Jacques Financial Services, Eastbourne, East Sussex
My experience of Intelligent Pensions has been very positive. The review meetings are practical and helpful and the inter-active modelling tools are extremely useful.
With the seemingly ever changing tax and other rules as well as turbulent investment times it is good to take stock at regular intervals.
Peter Morriss Woodford Green, Essex
Although I have only just commenced passing business to Intelligent Pensions, my first impressions are very good. They seem to have a very professional proposition particularly with the client retirement modelling that gives clients confidence in the quality of advice and the ongoing investment management.
Andy Hyde, Hyde Independant Financial Advisers, Dartford, Kent
I have used Intelligent Pensions for several years now and their service has been of great benefit to my income drawdown clients. Their active approach to managing the investments and crystallising investment gains for income has worked extremely well over the last few years and long may this partnership continue. The cash flow modelling analysis has also been of great help in allowing clients to see the big picture and I don't even need to pay a monthly retainer for this service.
Dominic Stephens, Woodland Fnancial Servicees, Godalming, Surrey
As a general IFA, I am delighted to be able to refer my clients to Intelligent Pensions for specialist pensions advice including active investment management. I have used them for both mainstream pension switching and income drawdown business. They have done what they promised and my clients have fared well throughout the recent periods of market volatility. As I am not active in the pension market, this strategic partnership has been a useful additional income stream to my business and I would recommend them to other advisors.
Brian Rix, Rix Financial Services, Camberley, Surrey
As a general practitioner IFA I am a great believer in adding value to my client investment process through the use of specialists. I have worked with Intelligent Pensions as a specialist Retirement advisory firm for in excess of 10 years. Both I and my clients remain delighted with the professional service they provide.
Andrew G Edwards, Bank House Financial Services Limited, Stafford
I have been referring business to Intelligent Pensions for some time and have always been impressed by the combination of professionalism and hands on approach they demonstrate. The performance that comes from the regular monitoring is well documented but the attention to detail in the reports and ongoing advice gives helps me relax knowing the client is in safe hands.
Stephen Bacic, Mike Oliver Associates, Haywards Heath, W Sussex
I have used Intelligent Pensions for a number of years now and have always been pleased with the service and professionalism displayed by their staff. I would recommend them to any IFA who needs help with more complex pension advice.
Matthew Goulding, Positive Solutions, Nottingham
Having just completed the annual review process, I would just like to say what a helpful process it is. I have an extremely busy life and this review allows me to stand back from that and keep in sight the feasibility of my longer term retirement ambitions.
Martin Greenwood, Warwick
Intelligent Pensions Ltd (IP) have been managing my modest retirement account for over ten years. At all levels and at all times the people at IP have always exceeded my expectations. The financial modelling IP use is easy for the layman to understand and truly helps in planning current and projected income. The managed retirement account portfolio that underpins my pension is well managed and maintained with a good eye to maximising income. I heartily recommend Intelligent Pensions to anyone contemplating this form of managed pension (and often do).
M K Bonehill, Cheltenham, Gloucester
We were advised by our Independent Financial Advisor to use IP to manage our Managed Retirement Account. We have always found IP, and particularly Paul Armitage, very professional and reassuring, especially during the recent turmoil in financial markets. Following a fall in 2008/09 our plan has recovered well and Paul’s projections give us confidence for the future.
M.G. Solihull
Despite the credit crunch, the performance of the funds that Intelligent Pensions selected for me has been well above all my other investments
Mike Pantridge, Paphos, Cyprus
I have been dealing with Intelligent Pensions and in particular Steve Bush now for a few years and am pleased to say that IP have given both myself and my clients piece of mind both in the strong strategic investment management they operate and also the unique client facing modelling they provide.
Mark Evans, The Sprectrum Partnership, London
Over the past few years, I have referred many clients to Intelligent Pensions and have always found their service professional and thorough. I also like the fact they offer a complete drawdown package for clients, with a range of solutions not usually available by placing with one provider. It has been a great way to build up my renewal income too.
Stuart Bray, Bray Financial, Bromley, Kent
For us, Intelligent Pensions provide a unique service for our drawdown clients in offering bespoke investment management in conjunction with their modelling of the clients' retirement objectives. The face to face aspect also helps give me and the client the confidence of this being a long term partnership with mutual benefits all round. Your assistance has been invaluable for my company & my clients with this style of pension requirement.
John Langford, Director, E F Solutions Ltd, Tunbridge Wells, Kent
IP’s proposition is first class.
Having worked with them over the last 10 years, their attention to detail and the annual review process gives me and most especially my clients considerable confidence. They are specialists in their systems and analysis process, which we would find difficult to achieve given the time constraints of a busy investment practice.
They are the professionals ‘professional’, I know my clients are in good hands.
Bernard Down, Managing Partner, Bernard T Down LLP, Folkestone, Kent
The excellent service the Intelligent Pensions team provides our client bank with, has always been that magic combination of superb cashflow modelling software in the hands of a G60 qualified expert in the field of drawdown. Intelligent Pensions take responsibility for their advice, the IFA still receives fee income, and the clients are always impressed by the depth of support they receive. Commercially the decision to use Intelligent Pensions as a business partner is a ‘No Brainer.’
Tom O’Hara Dip PFS, Business Development Manager, Warwick Financial Solutions Limited, Warwick
Having worked with Intelligent Pensions for over 8 years we have been impressed with the way they have been able to develop the clients' retirement strategies over time. The financial modelling they do on the pension benefits helps us with the estate planning, for example advising clients on gifting capital into trust to reduce Inheritance Tax
R Stewart Thomson, Campbell Thomson (Insurance Services) Ltd., Glasgow.
I was originally worried about referring my clients to another IFA however IP have a fantastic approach to working with other professional advisers, my clients and I are delighted with their service!
Chris Taylor, Taylor & Taylor Financial Services Ltd, Bolton.
I have used IP for more than 8 years and referred many clients to them, my clients have been impressed by their totally professional approach to retirement planning, I would recommend any IFA to use their service.
Malcolm Purrell, Malcolm Purrell Financial Servicess, Essex.
Although we have G60 qualified advisers who are capable of giving advice on pension transfers and income drawdown the attraction of working with Intelligent Pensions was that as specialists they were clearly able to achieve an enhanced level of advice and support services.
Tony Fennell Corporate & Personal Financial Planning Cheshire.
One of the attractions about working with Intelligent Pensions is that they offered a complete drawdown service package on a cost efficient basis, which has allowed us to generate brokerage fees on the pension fund investments while they take the full compliance responsibility for the advice both at the outset and throughout the retirement period.
Richard Bateman, Bateman Financial Mangement Ltd, Cornwall.
Having worked with Intelligent Pensions for many years I have been impressed with the consistency of their approach. They have well thought out investment strategies that have a strong basis of logic, but in each case this is tailored to the needs of our clients.
Malcolm Aplin, MJC Financial Services, Essex.
Intelligent Pensions provide the specialist knowledge and systems that my clients have come to expect and deserve. Whilst Intelligent Pensions is responsible for the advice I accompany clients at all meetings to provide reassurance and to ask questions which can clarify matters and aid the client in their decision making.
David Goodman MBE, David Goodman Ltd, Plymouth.